The global economy is improving, but if like me, you feel that your own economy is not moving as fast as you hoped for, then like me, you too are looking for cheaper solutions to your daily necessities. In my quest for cheaper stuff, I have found out that there are several benefits in choosing a dental plan over a dental insurance.
1. Easier application procedures.
You will only need to pay a membership fee and fill out a simple form. You will not need to undergo a dental interview, saving you a considerable amount of time. As long as you can pay the monthly or yearly fees, you will be covered even though you do not qualify for dental insurance.
2. Less disagreement over costs
When you have a dental plan, you will know how much you will save and how much things should cost. This will save you a lot of time when you put in a claim. If you have dental insurance, your insurers might not reimburse you as much as you would like and you will have to go through all the trouble of submitting forms after forms and claims after claims just to get what you think you deserve or are entitled for.
3. A lot of saving
Last but not least, you save money. When you have a dental plan, your plan company will convince the dentist to charge lower fees for patients who are referred to by them and you will be given a list of dentists that are recommended by the plan company.
If you are on a tight budget, then consider a dental plan instead of a dental insurance as this option will definitely save you time and money. Whatever you choose, make sure that you do visit the dentist for a checkup every 6 months to ensure you have healthy gums and teeth.